Budget Planner

We’ll help you work out how much you can afford to pay on a mortgage by adding up your monthly bills and looking at other financial commitments over the year.

Budget Planner​

Why use a budget planner?

Everyday expenses are difficult to keep track of and whilst you might not know the answer to all of the questions above, it is a good way to remember everything that you spend to live your life. With this information we can help you with your home loan application too, so make sure you print it out when you have finished so we can have a better understanding of your current position.

Important things to note when using our budget planner.

Some of the items in the budget planner may not relate to your personal circumstances, but when you use our Borrowing Power Calculator it will give you a much better indication of the amount of loan you are likely to get approved for.

  • Leisure and entertainment – don’t forget those late runs to the fast food store or the everyday coffee !
  • For the smokers, make sure you put down your spending on these items
  • Remember the more information you can complete the better you can work out what you can afford.
Our repayment calculator is only a guide and doesn’t take into account your personal circumstances, please contact us for free professional advice.
Lauren G
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Nick and Joe were extremely knowledgeable and provided extensive guidance to us in securing a home loan that suited our needs. They were diligent and reliable, and we would recommend them to anyone!
Christy H
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A family member recommended Nick to us because we wanted to find the best financial deal on a home loan. We can’t recommend Nick’s services highly enough for his industry knowledge and down to earth personable and efficient service.
Gemma C
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Can't recommend Nick highly enough. Nick worked hard to get us ready for a quick deadline, even working over the weekend to make sure everything was in order. Honest, hardworking, and dedicated to getting a good outcome for you, Nick is a brilliant find.
Chris G
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Joe from Red10 was a professional and responsive broker who helped me refinance my home, getting me an excellent deal in the process. Very much appreciate his help.
Angela P
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I have had the pleasure of dealing with Nick for many years now. He is extremely knowledgeable, takes the hassle out of the loan process and helped tremendously with the decision making for our recent refinance.
Brooke S
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Highly recommend Nick from Red10 Finance. He helped us get into our first home when others couldn't. He was always communicating with us on the status of our application. Thank you again.
Ben T
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Nick at Red10 finance sorted the impossible out for us and got us a mortgage with no problems and the right amount we required. Awesome service!
Gina R
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Can certainly recommend Nick for his advice and services. Thanks for arranging our mortgage and taking the stress out of it for us!
Murray G
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Joe was amazing, helped us buy our first house with ease. Always responsive, knows what he is doing and just breaks it down to simplify it for us. The team at Red10 Finance just look after you ! Amazing !
Luke M
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Where is the 6 star rating ? Joe was brilliant. Can't thank him enough for everything he did. If you want someone to go above and beyond for you, give Joe a call at Red10 Finance.
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