How Even Small Cash Rate Cuts Can Lead to Big Savings on Your Mortgage
How Even Small Cash Rate Cuts Can Lead to Big Savings on Your Mortgage The Reserve Bank of Australia’s recent decision to lower the cash rate to 4.10% might seem…
Think a Big Deposit Guarantees Loan Approval? Think Again
Understanding Loan Serviceability: Why a Deposit isn't Everything Many prospective borrowers are surprised when their loan application is rejected despite having a substantial deposit saved. While a healthy deposit is…
Understanding Offset Accounts: How They Really Work
Understanding Offset Accounts: How They Really Work One of the most misunderstood features of home loans is the offset account. While many borrowers know it can save them money, there's…