Equipment Finance

LET'S GET STARTED

Equipment Finance

The Equipment Finance Process

FAQs

Equipment Finance

Equipment Finance can be any piece of equipment you need to help run your business from Excavators, Earthmovers, Trucks, Business vehicles to Laser Machinery and computers and servers.

With special discounted rates for electric and energy efficient cars and equipment we are specialists in equipment finance.
 
Do you already have a relationship with a Bank ? You don’t have to use the same Bank for your equipment finance – thus spreading your risk around different Banks and getting better deals whilst you do it.
  • Business Vehicles at rates better than the dealership
  • 7 Year Terms available
  • Choice of different lenders.
  • Options for newly established businesses
  • No additional security than the asset required
  • $0 Deposit required
  • Flexible equipment loan structures to suit your business cash-flow
  • ‘Master Limits’ available to limit the number of applications required

We do the hard work.

We consider a range of options for you. Using our understanding and knowledge of the current market, we look at different loans and quickly narrow it down to the ones that suit your specific needs. Then we choose together.

And we help with the whole process.

We don’t stop at just finding the finance. We’ll help complete the paperwork, manage the application process and follow it through to approval.

 

Make an Equipment Finance Enquiry

The Equipment Finance Process

Step 1

Contact Us for best interest rates

Utilising our market knowledge and industry connections, we will endeavour to provide you with the best deals on the market.

Step 2

Provide required documents

No need to panic, we'll guide you through the required documents.

Step 3

We Apply for the Loan on
your behalf

We'll do the hard work so you can focus on what's most important.

Step 4

Loan
Approval

Once we have your approval in place we will supply the loan documents, organise the invoice from the supplier and pay for your goods.

Step 5

Congrats! you just purchased Equipment !

Simple as! Time to enjoy your new business equipment or vehicle and continue running your business.

FAQs

There are many different types of funding options to choose from, here are a few of the more popular ones.

Chattel Mortgage – This is the most common type of finance and involves using the equipment or vehicle purchased as the main security. A balloon or residual value can be used.

Finance Lease – A finance lease, allows a finance company to purchase the asset and lease it back to the lessee, at the end of the lease there is an option to purchase.

Commercial Hire Purchase – This involves leasing the vehicle from a finance company but the repayments can be adjusted by adding a balloon. The business does not own the asset.

Most equipment finance loans take 24-48 hours depending on the complexity of the business and the equipment being financed. Call us to find out how long your application would take.

The amount of finance you can obtain will be directly linked to the profit within your business. Like any loan you need to show the bank you have the means to make the repayment before they will lend to you. Borrowing for vehicles is traditionally much easier due to the low monthly payments usually associated with these kind of purchases.